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Welcome to the Finance Department



Our hours of operation are:

Mon - Sun: 9AM - 9PM

You can reach our Finance Manger , Joe Shagashi by phone at 707-402-3100 or by email at tdooley@barberauto.com.
 
 

Finance

Description    
Finance Rates: New Scion Vehicles Only
60mo 66mo 72/75mo 84mo
Zone 1+ Fico 720+
5.34% 5.34% 5.84% 6.34%
Zone 1 Fico 719-690
5.94% 5.94% 6.44% 6.94%
 
Zone 2 Fico 689-670
7.24% 7.24% 7.94% N/A
 
Zone 3 Fico 669-650
9.04% 9.14% 9.54% N/A
 
Zone 4 Fico 649-630
11.14% 11.24% 11.64% N/A
 
Zone 5 Fico 629-610
12.14% 12.49% 12.64% N/A
 
Zone 6 Fico 609-580
16.19% 16.94% 17.44% N/A
 
Zone 7 Fico 579-520
18.44% 18.44% 19.94% N/A
 
Available with approved credit
Scion Solutionts iFinance rate determined by applicable rate no lower than Zone 4 (New vehicles only.)
Scion Solutions Gen-One rate determined by applicable Zone (New).
Qualified applicants without bureau FICO scores are eligible for Zone 7 rate (New vehicles only.)
Finance Rates: Scion Certified Pre-Owned Vehicles Only
60mo 66mo 72/75mo 84mo
Zone 1+ Fico 720+
6.44% 6.44% 6.74% 7.24%
Zone 1 Fico 719-690
7.04% 7.04% 7.34% 7.84%
 
Zone 2 Fico 689-670
7.99% 7.99% 8.49% N/A
 
Zone 3 Fico 669-650
8.84% 8.94% 9.34% N/A
 
Zone 4 Fico 649-630
10.84% 10.94% 11.34% N/A
 
Zone 5 Fico 629-610
12.34% 12.69% 12.84% N/A
 
Zone 6 Fico 609-580
15.89% 16.64% 17.14% N/A
 
Zone 7 Fico 579-520
18.64% 19.14% 20.14% N/A
 
Available with approved credit
TFS Used rates apply to <=649 FICO. Refer to Toyota Used rate letter for rates, participation guidelines and Flat Fee schedule.
Qualified applicants without bureau FICO scores are not eligible for the SCPO program.
FOR < 520 scores, add 1% to Zone 7 rate (Faxback 71).
Lease Factors    
Zone 1+ Fico 720+ 0.00245
Zone 1 Fico 719-690 0.00255  
Zone 2 Fico 689-670 0.00300  
Zone 3 Fico 669-650 0.00370  
Zone 4 Fico 649-630 0.00420  
Zone 5 Fico 629-610 0.00480  
Zone 6 Fico 609-580 0.00520  
Zone 7 Fico 579-520 0.00620  
Available with approved credit  
Scion xA and xB New Vehicle Protection Plans Years/Miles/Price  
Platinum Protection - $50 Deductible 3/50K=$725, 4/65K=$775, 5/60K=$800, 6/75K=$950, 6/100K=$1150, 7/75K=$1050, 7/100K=$1250
Platinum Protection - $0 Deductible 3/50K=$775, 4/65K=$825, 5/60K=$850, 6/75K=$1000, 6/100K=$1200, 7/75K=$1100, 7/100K=$1300
Gold Protection - $50 Deductible 3/80K=$750, 5/60K=$750, 5/80K=$800, 5/100K=$900, 6/75K=$900, 6/100K=1025, 7/75K=$975, 7/100K=$1100
Gold Protection - $0 Deductible 3/80K=$800, 5/60K=$800, 5/80K=$850, 5/100K=$950, 6/75K=$950, 6/100K=1075, 7/75K=$1025, 7/100K=$1150
Powertrain Protection - $50 Deductible 6/100K=$850
Powertrain Protection - $0 Deductible 6/100K=$900
Scion tCNew Vehicle Protection Plans Years/Miles/Price  
Platinum Protection - $50 Deductible 3/50K=$850, 4/65K=$900, 5/60K=$900, 6/75K=$1075, 6/100K=$1275, 7/75K=$1150, 7/100K=$1400  
Platinum Protection - $0 Deductible 3/50K=$900, 4/65K=$950, 5/60K=$950, 6/75K=$1125, 6/100K=$1325, 7/75K=$1200, 7/100K=$1450  
Gold Protection - $50 Deductible 3/80K=$875, 5/60K=$850, 5/80K=$925, 5/100K=$1025, 6/75K=$1025 6/100=$1150, 7/75K=$1100, 7/100K=$1250  
Gold Protection - $0 Deductible 3/80K=$925, 5/60K=$900, 5/80K=$975, 5/100K=$1075, 6/75K=$1075, 6/100K=$1200, 7/75K=$1150, 7/100K=$1300  
Powertrain Protection - $50 Deductible 6/100K=$850  
Powertrain Protection - $0 Deductible 6/100K=$900  
Other Products    
Guaranteed Auto Protection (GAP) Depending on the term of the finance or lease contract $350.00 - $600.00
Express Code   $174.00
Magna-Shield Paint Coating $598.00
Magna-Shield Interior Coating $498.00
Magna Shield Combo Paint & Interior Coating (Save over $200.00) $888.00
Low Jack   $695.00
Identity   $595.00
Vehicle Transport Range by Location $200-$600.00
Doc Fee $55.00